VA Loan Qualifications

Generally, almost every veteran is eligible to qualify for a VA loan. Specific qualifications for a VA loan include several different factors. The first step toward qualifying, however, is to complete a Certificate of Eligibility. The qualifying factors include the following criteria: active-duty veterans with at least 90 consecutive days of service during major conflict, peacetime veterans and active duty personnel with a minimum of 180 days of consecutive service, active-duty veterans discharged during WWII or later who do not have a "dishonorable" status, enlisted veterans who began service after 1980, and officers who began service after 1981 and served a minimum of 2 years. Additionally, members of the Selected Reserve and National Guard may also qualify for a VA loan if they have served at least 6 years and were honorably discharged.

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Equal Housing Lender

Veteran Loan Center does not maintain relationships with any government agencies. This includes, but is not limited to, the Department of Veteran Affairs. Veteran Loan Center maintains relationships with Veterans Affairs (VA) mortgage specialists, as well as non-VA mortgage specialists. If you inquire about a VA loan, your information may be shared with a VA-approved lender; however, they are not affiliated with any government agencies, either. We reserve the right to share customer information with trusted affiliates to assist you with your loan. For more information, please read our Privacy Policy.