Veteran or Active Duty and using a VA Home Loan?
Call (888) 258-6879 or Contact Us for a free quote.
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  The VA Loan is now the #1 choice for Veterans and Active Duty Military  

What is a VA Home Loan?

The VA Home Loan is a mortgage option – exclusively for veterans, service members and surviving spouses – that is guaranteed by the U.S. Department of Veterans Affairs and issued by approved lenders. Since the program’s inception in 1944, the VA has guaranteed more than 20 million home loans.

The popularity of the program has spurred from money-saving benefits, such as no required down payment, no private mortgage insurance and VA Loan guidelines that are less-stringent than those of conventional mortgage options.

In fact, a majority of those who use the VA Loan may not have qualified for conventional financing. This advantage, along with those mentioned above, make VA Loans one of the most powerful mortgage programs available today.

Learn More about VA Loans here

Low Payments

VA Loan rates are highly competitive, and with no private mortgage insurance, eligible borrowers see lower monthly payments.

Easy to Qualify

VA Loan requirements are designed to complement the unique circumstances of veteran and military families.

Zero Down

VA Loan closing costs and the VA Loan Funding Fee can be financed into the total mortgage, making this one of the last remaining zero-down programs.


The VA Loan is only available to veterans, active service members and eligible military spouses as a benefit of your service to our country.

VA Loan Eligibility

To be considered eligible for the VA Loan, potential homebuyers must meet the lender's credit and income standards, as well as the VA's basic service requirements and residency requirements.

Homes purchased with a VA Mortgage must be the homeowner’s primary residence, and can range from a single-family home, condominium or new construction home; however, potential borrowers should note that VA Mortgages are home loans, not VA business loans, which means rental property and vacation homes are not eligible.

Learn More about VA Loan Eligibility here

Basic Service Requirements

  • Served on active duty for 90 days during conflict
  • Served on active duty for 181 days during peacetime
  • Served a minimum of six years in the Reserves or National Guard
  • Are the spouse of a service member who died due to a service related injury

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Why the VA Loan

The VA Home Loan has been in existence since 1944, serving over 20 million veterans and service members along the way.

In the over 70 year spam, the program has become a shining beacon, forging ahead on its mission of making homeownership possible for the brave men and women who serve our country.

$142 Billion

Total dollar amount of VA Loans originated in 2013 alone.


Number of veterans and spouses that became first-time homebuyers with the VA Loan.


Of Veterans and service members in 2013 that used a VA Loan put $0 money down.


Tital number of loans that the VA guaranteed in 2013.

Veteran or Active Duty and using a VA Home Loan?
Call (888) 258-6879 or Get Started

Not Available in New York